Pawn Business are heavilhy regulated  and licensed by state and local governments

Pawn loans are usually affordable, short term loan as evidenced by the low national average loan amount of $80.00, which have no negative credit effect.

Pawn businesses are governed by all of the 12 major federal laws and regulations that apply to other entitles designated as  financial institutions.

Pawn loans keep borrowers out of a debt cycle, as opposed to other forms of non bank lenders.

Pawn stores lend to anyone and use collateral to secure a loan, We never pull credit reports.

Our Pawn transactions are transmitted daily to Leads on Line, a national data base used by numerous law enforcement agencies across the nation. This national deterrent dramatically decreases the likelihood that a thief  would bring stolen merchandise to a pawn store.

With a pawn loan, there is never an obligation on the part of the borrower to repay the loan, nor is there ever an adverse impact to one's credit rating in the event of a default.